Certificates of Deposit Rates

Six months, five years or something in between. All our CD rates are first-rate.

Texans are an independent bunch. They don't want anyone else making choices for them. That's why Certificates of Deposit are a perfect fit for many DATCU members. We offer six separate options, with each one offering guaranteed interest returns over a set time period.

Check our Current CD Rates

Term Interest Rate APY*
6 months 0.35% 0.35%
12 months 0.45% 0.45%
24 months 0.60% 0.60%
36 months 0.70% 0.70%
48 months 0.80% 0.80%
60 months 0.85% 0.85%
*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 9/23/2021.