We will be performing system maintenance between 10:00 pm on August 2 and 2:00 am on August 3rd. Online and Mobile banking will be unavailable during this time. Thank you for your understanding.

Certificates of Deposit Rates

Six months, five years or something in between. All our CD rates are first-rate.

Texans are an independent bunch. They don't want anyone else making choices for them. That's why Certificates of Deposit are a perfect fit for many DATCU members. We offer six separate options, with each one offering guaranteed interest returns over a set time period.

Check our Current CD Rates

Term Interest Rate APY*
6 months 0.35% 0.35%
12 months 0.50% 0.50%
24 months 0.60% 0.60%
36 months 0.70% 0.70%
48 months 0.85% 0.85%
60 months 0.90% 0.90%
*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 7/16/2021.