Certificates of Deposit Rates

Contact Us Find a Branch

Six months, five years or something in between. All our CD rates are first-rate.

Texans are an independent bunch. They don't want anyone else making choices for them. That's why Certificates of Deposit are a perfect fit for many DATCU members. We offer six separate options, with each one offering guaranteed interest returns over a set time period.


Check our Current CD Rates

Term Interest Rate APY* MVP APY*
6 months 0.80% 0.80% 1.06%
12 months 1.40% 1.41% 1.66%
24 months 2.00% 2.02% 2.27%
36 months 2.15% 2.17% 2.43%
48 months 2.30% 2.32% 2.58%
60 months 2.45% 2.48% 2.73%
EARN MORE as an MVP *A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 8/9/2019.