Certificates of Deposit Rates

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Six months, five years or something in between. All our CD rates are first-rate.

Texans are an independent bunch. They don't want anyone else making choices for them. That's why Certificates of Deposit are a perfect fit for many DATCU members. We offer six separate options, with each one offering guaranteed interest returns over a set time period.


Check our Current CD Rates

Term Interest Rate APY* MVP APY*
6 months 0.75% 0.75% 1.01%
12 months 1.30% 1.31% 1.56%
24 months 1.65% 1.66% 1.92%
36 months 1.75% 1.76% 2.02%
48 months 2.00% 2.02% 2.27%
60 months 2.10% 2.12% 2.38%
EARN MORE as an MVP *A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 10/17/2019.