Certificates of Deposit Rates

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Six months, five years or something in between. All our CD rates are first-rate.

Texans are an independent bunch. They don't want anyone else making choices for them. That's why Certificates of Deposit are a perfect fit for many DATCU members. We offer six separate options, with each one offering guaranteed interest returns over a set time period.


Check our Current CD Rates

Term Interest Rate APY* MVP APY*
6 months 1.05% 1.06% 1.31%
12 months 1.75% 1.76% 2.02%
24 months 1.85% 1.87% 2.12%
36 months 1.90% 1.92% 2.17%
48 months 2.10% 2.12% 2.38%
60 months 2.20% 2.22% 2.48%
EARN MORE as an MVP *A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 1/17/2020.