Auto Loans

All you need
to get up to speed.

We're your full-service home for car, truck, and SUV financing.

Let's get you going
Low Rates
One‑Stop Financing
Loan Protection Plans
Easy Automatic Payments

We're geared up to greenlight your loan.

It all starts with free research resources for your next vehicle. And then, after you make your decision, we feature a loan application process that's faster than a fancy sports car. 

Auto Loan Rates

Year-Model Term Rate*
2020 — 202372 months5.49%
2020 — 202375 months5.74%
2020 — 202378 months5.99%
2020 — 202384 months6.24%
2018 — 201972 months5.69%
2018 — 201975 months5.94%
2018 — 201978 months6.19%
2016 — 201760 months5.69%
2016 — 201766 months6.19%
2014 — Older48 months7.49%
2015 — Older60 months7.99%

*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. There is an additional .15% discount for 80% LTV available. Certain restrictions and terms may apply. Subject to credit approval. APR is accurate as of 10/14/2022. All Loans Must be MLA Compliant

Rates As Low As
5.49% APR
Apply for a Loan

You can trust us. We've been down this road before.

At DATCU, we know that it's far less exciting to finance your vehicle than it is to pick it out and drive it off the lot. Our experienced team will go the extra mile to make the process painless by offering friendly service, a wide choice of loans, and a fast, convenient application process.

  • Low rates
  • Repayment periods up to 84 months
  • Up to 100% financing
  • No application fee
  • Easy online application
  • Refinancing opportunities

DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.