Menu

Fees & Disclosures

This fine print lives up to its name. In fact, it's great. Read all the ins and outs of doing business with us.
Fees-and-Disclosures

These disclosures explain several of our policies and services

If you have any questions after reading through this material, please contact us so we can help.

Complaint Notification
Mobile Deposit Disclosure
Privacy Policy

Text Messaging Terms & Conditions

Account Agreement
Truth In Savings Fee & Rate Disclosure
Credit Card Agreement
Credit Card Billing Notice
Important Terms & Conditions for Credit Cards
Privacy Notice
NCUA How Your Accounts are Federally Insured Disclosure
Credit Card Disclosure
Insurance Requirements

We require proof of collision and comprehensive coverage. Please contact your insurance carrier to arrange for full protection of your new purchase.

  • Add DATCU, Control #2217, as Lienholder/Loss Payee, PO Box 827, Denton TX 76202.

  • DATCU requires comprehensive and collision insurance from the date of the purchase (deductibles not to exceed $1,000).

  • Collateral on your insurance must match the collateral on loan document.

  • Policy number, policy period, and company name must be listed on your loan application.

  • Failure to maintain the required insurance throughout the life of the loan, may result in DATCU purchasing a policy for you, and passing the cost of the policy on to you, the borrower, in accordance with our loan agreement.

  • Visit www.myinsuranceinfo.com to provide proof of insurance or submit declaration to docsend@fmq.alliedsolutions.net in PDF or TIF format.