Certificates
What does it take to earn a nice payoff? Just a little patience.
A smart, safe move that takes your savings to new levels.
You work hard for your money. Let us return the favor. A Certificate of Deposit can make that happen.
CD Rates
| Term | Interest Rate | APY* |
|---|---|---|
| 6 months | 4.10% | 4.18% |
| 12 months | 4.50% | 4.59% |
| 24 months | 4.10% | 4.18% |
| 36 months | 3.80% | 3.87% |
| 48 months | 3.55% | 3.61% |
| 60 months | 3.55% | 3.61% |
*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield. APY is earned when dividend is posted to your Certificate. A penalty may be imposed for early withdrawal and could reduce earnings on the account. APY is accurate as of 3/23/2023. Rates may change at any time without notice.
There are no complicated rules or calculated risks involved. Just invest for six months or five years - or somewhere in between - and you're sure to walk away with more than you started.
- Choose terms ranging from 6 to 60 months
- Minimum opening deposit of $1,000
- Earn more than you would with a traditional savings account
- In general, longer terms feature higher rates
- Early withdrawals may result in loss of interest earnings, but your initial investment will never be at risk
DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.
