Free Checking
Your deposits work 'round-the-clock to earn more money.
Common sense moves add up to extra dollars.
Good news: The "free" part of this feature-packed checking option comes automatically. More good news: To earn interest, just make regular use of your debit Visa® Card and sign up for convenient, enviro-friendly e-Statements.
- 55,000+ surcharge-free ATMs for DATCU Members*
- No monthly service fees
- No minimum balance requirement
- Free Online and Mobile Banking
- Mobile deposit
- Free e-Statements
- Free Bill Pay (when you sign up for e-Statements)
- Visa® Debit Card
- Free coin-counting for members
There are several types of checking accounts that DATCU offers. Some checking accounts may have a monthly service charge, if applicable. Our most popular checking account is free checking. This account does not incur a monthly service fee.
Visit one of our branches and we can reset your PIN.
Yes, DATCU’s free online banking offers you a convenient way to monitor your accounts, view transaction history and balances, and also view all checks.
Sometimes this difference is due to debit card transactions that are pending and waiting to clear member accounts.
Visit one of the personal service representatives and we will look further into this.
311980725. You can find this number on the bottom of your checks.
- Use this link to Deluxe's site.
- Sign in to online banking and select the checks tab.
Yes. You can access different accounts online. However, there are stipulations.
Once an authorization has been given, you will first need to try to solve the transaction dispute with the merchant. If dispute is not resolved, we will need you to come in and speak with a representative to try to dispute the transaction.
* All DATCU members will have access to over 55,000 surcharge-free ATMs worldwide with the Allpoint ATM Network plus all 7-Eleven convenience stores. A surcharge is a fee charged by the operator for use of their ATM and/or by the automated transfer network.
** A minimum deposit of $5 into a share account is required to open our DATCU Free Checking Account. Interest is paid on all active checking accounts defined as 10+ card transactions per month plus e-statements. Interest is compounded and credited monthly. APY is earned when dividend is posted to your Checking Account. APY=Annual Percentage Yield. Rates may change at any time without prior notice. Fees or other conditions could reduce the earnings to the account. APY is accurate as of 12/16/2022.
