Free Checking

'Free' is pretty great. This is even better.

Your deposits work round-the-clock to earn more money.

The best of free and easy
Easy to Earn Interest
55,000+ Surcharge‑free ATMs*
Free Bill Pay
Free Debit Card

Common sense moves add up to extra dollars.

Good news: The "free" part of this feature-packed checking option comes automatically. More good news: To earn interest, just make regular use of your debit Visa® Card and sign up for convenient, enviro-friendly e-Statements.

  • 55,000+ surcharge-free ATMs for DATCU Members*
  • Zero monthly service fees
  • Zero minimum balance
  • Earn competitive interest
  • Free Online and Mobile Banking
  • Free mobile deposit
  • Free e-Statements
  • Free Bill Pay (when you sign up for e-Statements)
  • Free Visa® Debit Card

DATCU is a full-service financial institution serving Denton, Cooke, Wise, Montague, Collin, Dallas, Tarrant, Jack, Parker, Grayson and Clay counties in Texas.

* All DATCU members will have access to over 55,000 surcharge-free ATMs worldwide with the Allpoint ATM Network plus all 7-Eleven convenience stores. A surcharge is a fee charged by the operator for use of their ATM and/or by the automated transfer network.

** A minimum deposit of $5 into a share account is required to open our DATCU Free Checking Account.  Interest is paid on all active checking accounts defined as 10+ card transactions per month plus e-statements.  Interest is compounded and credited monthly.  APY is earned when dividend is posted to your Checking Account.  APY=Annual Percentage Yield.  Rates may change at any time without prior notice.  Fees or other conditions could reduce the earnings to the account.  APY is accurate as of 10/28/2022. 

 

 

Earn Up To
.15%APY
Open an Account