Savings
Today's deposits can be the key to unlocking tomorrow's doors.
Savings
Savings Podcast
Is digital banking right for everyone? Find out how DATCU's checking and savings accounts balance the features and convenience of online banking with the safety and personal service of in person banking.
Rates and Benefits
Opening a checking or savings account is fast and easy with DATCU's online approval process. Apply today and start taking control of your finances!
Tips for Building Your Savings
Savings can be difficult without a plan, but creating a budget can help you stay on track and reach your goals. Check out these helpful articles to start your journey to a better tomorrow.
Give your money a good place to grow.
It's easy to say you should save. At DATCU, we know it's often a challenge - given the cost of everyday life. We aim to make the idea a lot more attractive with accounts that feature competitive rates and digital banking tools that help you track your progress.
Savings Accounts
- Minimum opening deposit of $5
- Balances over $100 earn quarterly dividends
- Free Online and Mobile Banking
Money Markets
Is there a way to earn more money without all the uncertainty of some investments? Absolutely. Money Markets are sure-fire winners that outpace most traditional savings accounts.
- Minimum opening investment of $2,500
- Higher dividend rates and guaranteed returns
- Easy access to funds, with six free electronic withdrawals and unlimited in-person and ATM withdrawals each month**
Money Market Account Rates
| Balance | APY* |
|---|---|
| $2,500 — $9,999 | 1.55% |
| $10,000 — $24,999 | 1.55% |
| $25,000 — $49,999 | 1.75% |
| $50,000 — $99,999 | 1.75% |
| $100,000 — Above | 2.00% |
*A minimum deposit of $2,500 is required to open. You must maintain a minimum average daily balance of $2,500.00 to obtain the disclosed APY. Dividends on Money Market Accounts will be compounded monthly and credited monthly. APY is earned when dividend is posted to your Money Market Account. APY=Annual Percentage Yield. Rates may change at any time without prior notice. Fees or other conditions could reduce the earnings on the account. APY is accurate as of 11/19/2024.
*A minimum deposit of $5 required to open with a minimum average daily blance of $100 maintained to earn a dividend. Dividends on all Savings Accounts and IRA Savings Accounts will be compounded quarterly and credited Quarterly. APY = Annual Percentage Yield. Rates may change at any time without prior notice. Fees or other conditions could reduce the earnings on the account. APY is accurate as of 4/1/2024.
** Per federal regulations, the maximum number of remote transactions that can be made each calendar month on Money Market Draft and Share Savings Accounts is six (6) per account. Transactions made in person, by mail or at an ATM are not counted toward this limit.
