Our simple approach to checking. Make it free. Make it easy.
Have a lot of spare time? Probably not. Have a lot of money to waste? Definitely not. That's why DATCU checking accounts embrace the concept of 'free.' We offer electronic banking tools and 24/7 access to your money, freeing up your time for work and family and everything else. And we hold the line on fees and surcharges, which frees up your money for the better things in life.
Yes, we hear you. We know that your money is important and that you want a great deal. That is why we offer Free Checking. We simply require a $25 deposit into a share savings account and a $25 minimum deposit to open your free checking account. Enjoy unlimited checks, unlimited transactions with your free debit card, Direct Deposit services and a wide range of other great benefits. All without paying any monthly service fee.
Talk about doing double duty. You deposit money in your checking account. While it's waiting to be used, it earns even more money. Yes, there's a catch. But only a small one. To earn interest, your monthly balance needs to stay above $500. To avoid monthly fees, you'll need to keep that same $500 balance.