Checking with Interest

Earn interest with an active checking (10+ card swipes monthly and e-statements)

Have a lot of spare time? Probably not. Have a lot of money to waste? Definitely not. That's why the DATCU Checking with Interest embraces the concept of 'free.' We offer electronic banking tools and 24/7 access to your money, freeing up your time for work and family and everything else. And we hold the line on fees and surcharges, which frees up your money for the better things in life.

Product Features


Free Online Banking

Access your accounts all day and all night.


Free Bill Pay

Fast, electronic way to make monthly payments.


Free e-Statements

Get detailed account information without the paper.


Direct Deposit

Why stand in line to deposit your paycheck?


Free Mastercard Debit Card

Lots of convenience anytime you need it.

Checking with Interest

Yes, we hear you. We know that your money is important and that you want a great deal. That is why we offer Free Checking with Interest.  We simply require a $25 deposit into a share savings account. Enjoy unlimited transactions with your free debit card, Direct Deposit services and a wide range of other great benefits. All without paying any monthly service fee.

  • 55,000+  Surcharge-Free ATMs for DATCU Members*
  • No Monthly Service Fee
  • Interest **
  • Free Online Banking
  • Free Mobile Banking
  • Free Mobile Check Deposit
  • Free e-statements
  • Free Bill-Pay  (with e-statements)
  • Free Debit Mastercard

Reconciliation Form for Statements

        * All DATCU members will have access to over 55,000 surcharge-free ATMs worldwide with the Allpoint ATM Network plus all 7-Eleven convenience stores.  A surcharge is a fee charged by the operator for use of their ATM and/or by the automated transfer network.  ** When you have an active checking account (10+ monthly transactions & e-statements) you will earn interest. 

How to Open a Checking with Interest

Speak to a DATCU team member Visit a DATCU branch