Credit Card Rates

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We're here to help you find the credit card that best fits your unique needs.

We want to give you exceptional buying power you need the way you need it - with low rates. Do you know how much the average American pays in credit card interest charges each year? About $900. Here's our take. You are too smart to be average. Choose the DATCU Platinum Mastercard® that is right for you. Rewards or no rewards? It's all up to you.


Great Rates for our Texas Members

Platinum MasterCard® without Rewards

Rate for Purchases* Intro Rate Annual Fee* Balance Transfers* Late Fee*
11.00% 6 mo. Introductory rate 2.90% No Annual Fee No balance transfer fee $$25
11.50% 6 mo. Introductory rate 4.90% No Annual Fee No balance transfer fee $$25
14.00% 6 mo. Introductory rate 6.90% No Annual Fee No balance transfer fee $$25
16.00% No Introductory Rate No Annual Fee No balance transfer fee $$25
17.90% No Introductory Rate No Annual Fee No balance transfer fee $$25
*APR is Annual Percentage Rate. Rates are as low as 11.00% APR. Rates are based on the credit-worthiness of each applicant and are subject to change, without advance notice, at any time. Other terms, conditions and fees may apply. Subject to credit approval.

Platinum MasterCard® with Rewards

Rate for Purchases* Rewards* Annual Fee* Balance Transfers* Late Fee* Cash Back Rewards*
12.50% Earn 1 point for every $1 spent No annual fee No balance transfer fee $25 Yes
14.00% Earn 1 point for every $1 spent No annual fee No balance transfer fee $25 Yes
16.50% Earn 1 point for every $1 spent No annual fee No balance transfer fee $25 Yes
17.75% Earn 1 point for every $1 spent No annual fee No balance transfer fee $25 Yes
17.90% Earn 1 point for every $1 spent No annual fee No balance transfer fee $25 Yes
*APR is Annual Percentage Rate. Rates are as low as 12.50% APR. Rates are based on the credit-worthiness of each applicant and are subject to change, without advance notice, at any time. Other terms, conditions and fees may apply. Subject to credit approval.