Credit Card Rates

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Pick a card that helps you spend and save at the same time.

Do you know how much the average American pays in credit card interest charges each year? About $900. Here's our take: You're too smart to be average. Choose a DATCU Mastercard that offers both exceptional buying power and low interest rates.


Great Rates for Our Texas Members

Rate for Purchases* Rewards* Annual Fee* Balance Transfers* Late Fee* Cash Back Rewards*
12.50% Earn 1 point for every $1 spent months No annual fee No balance transfer fee $25 Yes
14.00% Earn 1 point for every $1 spent months No annual fee No balance transfer fee $25 Yes
16.50% Earn 1 point for every $1 spent months No annual fee No balance transfer fee $25 Yes
17.75% Earn 1 point for every $1 spent months No annual fee No balance transfer fee $25 Yes
17.9% Earn 1 point for every $1 spent months No annual fee No balance transfer fee $25 Yes
*APR is Annual Percentage Rate. Rates are as low as 12.50% APR. Rates are based on the credit-worthiness of each applicant and are subject to change, without advance notice, at any time. Other terms, conditions and fees may apply. Subject to credit approval.