Test Widget

Auto Loan Savings

See How Much You Could Save on Your Next Car with DATCU

Rates as of 4/01/2026 · New & Recent Model

National Average

6.92%

60-mo new car loan
Source: Bankrate weekly survey

DATCU Rate

5.44%

Member-first pricing

Your Personalized Savings

Adjust the loan amount, vehicle year, and term to see your estimated payment side-by-side with the national average.

Loan Amount $20,000

Vehicle Year

Term

Loan is 80% or less of the vehicle's value (additional 0.15% DATCU rate discount)

National Avg. Payment

—

per month

DATCU Payment

—

per month

Monthly Savings

—

every month with DATCU

Total Savings

—

over the loan term

National Avg.

—

DATCU

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Apply for a Loan → View All Rates

Savings example compares DATCU's current auto loan rate to a national average rate as published in Bankrate's weekly auto loan survey (60-month new car loan, accurate as of 6/24/2026). The national average APR is applied across all terms shown here for illustrative comparison purposes; actual national-average rates vary by term. DATCU rates by vehicle year and term are accurate as of 4/01/2026 and sourced from datcu.org/More/Rates. Your actual rate will depend on your credit score. There is an additional 0.15% discount for 80% LTV available. Rates subject to change without notice. Certain restrictions apply. Subject to credit approval. Membership required. This calculator is for illustrative purposes only and does not constitute an offer of credit. Estimated payment excludes taxes, title, and fees.