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Debt Consolidation

A few big purchases. A little bad luck. It doesn't take much to push your personal debt load to uncomfortable levels. Take a deep breath. At DATCU, we've got your back with an affordable loan that can ease the pressure.
Let's get you back on the right track

Let's get you back on the right track

Low rates on consolidation loans
Repayment periods up to 60 months
Personal assistance from DATCU professionals
We're 100% in your corner
DATCU's team of financial experts has helped hundreds of North Texas members in your situation. They can evaluate your finances, explain the possible solutions and guide you all the way through the consolidation process.

Here's how we get things under control

Chances are good you have multiple loans or credit cards with a wide range of interest rates and payments due at different times. It can all be overwhelming. At DATCU, we can take that chaos and convert it into a single loan with one monthly payment at an interest rate that's below the rates on most credit cards. Start making payments and see how fast you make a big dent in that debt.

  • Interest Rates as low as 10.99% APR,* depending on your credit score

  • Flexible, convenient payment terms from 36 to 60 months**

  • Longer term loans may reduce your monthly payment, while shorter loans can reduce your overall interest charges

  • Managing multiple debts can hurt your credit score. By consolidating your debt and making timely payments, you can boost your score over time.

  • Make easy monthly payments by setting up automatic transfers from your DATCU checking account

You can count on DATCU in North Texas for competitive rates and personalized lending solutions to help finance your life. Our team is ready to help you get started.

Start your research with our debt consolidation calculator

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FAQs
The application for the loan was very fast. I didn't expect that and figured it would be a few days. DATCU contacted me the same day that I applied and the next day the loan was approved and in my bank account. Outstanding job, thank you!
Robert M.
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Let your savings sit and do the work

Lock in a great rate for a set term and let your money grow while you focus on everything else.

*Annual Percentage Rate subject to change without notice.

**Payments must meet credit union underwriting standards.