CD-Promo

CD Promo

When you save more, you earn more.
Don't miss this limited-time offer!

We make it simple to grow your savings

With a DATCU certificate, you’ll enjoy a limited-time special savings opportunity designed to reward you.  Smaller deposits earn a bonus rate on top of our already great rate.  Plus, with a larger deposit amount, you’ll unlock an even stronger rate. The more you put in, the more you earn.  We welcome new deposits from other financial institutions or brokerage firms. 

When the markets zig and zag, a DATCU CD gives you a guaranteed return with a steady win that your savings deserve.

Transcript

Open a DATCU CD and the more you deposit, the more you earn

Three tiers. One simple move.

Tier 1
Deposit: $2,500 – $25,000
Earn: $200*
Tier 2
Deposit: $25,001 – $100,000
Earn: +0.10% interest rate points added to current rate term 
Tier 3
Deposit: $100,001+
Earn: +0.20% interest rate points added to current rate term

Save More. Earn More.

Open a DATCU CD for 12 months or longer and you’re rewarded automatically: a flat bonus on smaller deposits, and extra rate on larger ones. Enter a deposit amount to see your tier and what you could earn.

Offer valid until 12/30/26.

Promotion applies to terms of 12 months or longer.
Tier 1
$2,500 – $25,000
$200
Bonus Deposit*

Deposited into your CD at the end of the CD term.

Tier 2
$25,001 – $100,000
+0.10%
Added to Term Rate**

Interest rate points added to current term rate.

Tier 3
$100,001+
+0.20%
Added to Term Rate**

Interest rate points added to current term rate.

Below are special conditions that will apply to all qualifying Certificates that are opened during the special promotional timeframe of 10/12/2026 thru 12/30/2026. DATCU reserves the right to terminate this promotion at anytime.

Certificates with 1 YEAR or longer maturity with balance between $2,500 and $25,000 will receive a ONE-TIME bonus deposit of $200 at the maturity of certificate. Bonus will be applied to only 1 CD per account per month*.

Certificates with 1 YEAR or longer maturity with balance between $25,001 and $100,000 will receive a 0.10% increase in the above Interest Rate**.

Certificates with 1 YEAR or longer maturity with balance between $100,001 and above will receive a 0.20% increase in the above Interest Rate**.

*Bonus one time deposit may be forfeited if any portion of the certificate is withdrawn early.
**Increase in percentage earned may be reduced by equal percentage if any portion of the certificate is withdrawn early.

APYs shown above are without bonus and additional Interest Rate increase. Your actual APY could be higher at the end of the promotion if no withdrawals are made.

APY = Annual Percentage Yield. Projected earnings are estimates for illustration only. They assume the full deposit stays in the certificate for the entire term, with no additional deposits or withdrawals, and that dividends remain in the account. A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. A penalty may be imposed for early withdrawal and could reduce earnings on the account. Standard APY is accurate as of 10/28/2026.

Rates may change at any time without prior notice. Fees or other conditions could reduce the earnings on the account. Federally Insured by NCUA.

Below are special conditions that will apply to all qualifying Certificates that are opened during the special promotional timeframe of 10-13-2026 thru 12-31-2026. DATCU reserves the right to terminate this promotion at anytime.

Certificates with 1 YEAR or longer maturity with balance between $2,500 and $25,000 will receive a ONE-TIME bonus deposit of $200 at the maturity of certificate. Bonus will be applied to only 1 CD per account per month*.

  • Certificates with 1 YEAR or longer maturity with balance between $25,001 and $100,000 will receive a 0.10% increase in the above Interest Rate**. 
  • Certificates with 1 YEAR or longer maturity with balance between $100,001 and above will receive a 0.20% increase in the above Interest Rate**.
*Bonus one time deposit may be forfeited if any portion of the certificate is withdrawn early.  
**Increase in percentage earned may be reduced by equal percentage if any portion of the certificate is withdrawn early. 

APYs shown above are without bonus and additional Interest Rate increase. Your actual APY could be higher at the end of the promotion if no withdrawals are made.