Free Checking and Credit Card

Founded as an educator's credit union over 8 decades ago, DATCU has a long and proud history of supporting our schools.  We are excited to offer a Cash Bonus of up to $200 to educators and staff of school districts we serve near our branch locations.

For a limited time, open a new DATCU Checking Account or Cash Back Credit Card and we'll reward you with cash.  Specific details of this promotional offer can be found below.

*Promotion requirements and disclaimer: 

This special promotion is valid for any employee of UNT or school district in North Texas as indicated here: Alvord ISD, Argyle ISD, Aubrey ISD, Boyd ISD, Bridgeport ISD, Chico ISD, Decatur ISD, Denton ISD, Era ISD, Krum ISD, Lake Dallas ISD, Lewisville ISD, Little Elm ISD, Northwest ISD, Paradise ISD, Pilot Point ISD, Ponder ISD, Sanger ISD, Slidell ISD, and Valley View ISD.

Receive up to $200.00 cash bonus credited to your account by completing one or both of the offers below.

First offer, Free Checking Offer:  Open a new DATCU Free Checking share after 6-1-23.  The Checking Account offer is valid for those members who do not currently have a checking account at DATCU.  This new checking share must also receive a minimum direct deposit of $500.00 within the first forty-five (45) days after account opening.  Direct deposit must be in the name of the account holder.  Once the direct deposit is made to the account, the $100 bonus will be paid into your new checking share.  Bonuses paid out for the Checking promotion are subject to IRS income reporting.  You will receive a 1099-MIsc at the end of the tax reporting year.  Limited to One Free Checking per Social Security Number.

Second offer, New DATCU Cash Back Credit Card opened after 6-1-23:  Apply for a DATCU Cash Back Credit Card. If approved, within your first 90 days, you must spend a minimum of $1,000**, and maintain the card in accordance to the terms and conditions of credit.  Upon the 120th day, if your card and account are in good standing, you will receive a $100.00 bonus deposited into your DATCU Savings Account.  This offer is subject to credit worthiness and approval.   

** Calculation of the $1,000.00 consists of any combination of purchase or purchases made within the first ninety (90) days, minus any merchant refund of merchandise/service within 120 days. 

This promotion is valid for all educators and staff of all North Texas Independent School Districts (ISDs) listed on this website www.datcu.org/BONUS.  Offers not valid after 7-1-24 and may end at any time before this date without notice.