At DATCU Credit Union, we appreciate our members! Therefore, we offer special perks to members with extra levels of activity. These members are part of our very special MVP Program – Member Value Program. Our already great rates, are even lower for MVP’s. And, if you have a certificate of deposit (CD), you’ll earn more. Just look at the comparison below! For more information on how to become a DATCU MVP, Call 1-866-387-8585!

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Consumer Loan Rates

Lower APR for MVP’s*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Rates shown reflect an additional .25% discount for MVP Program Benefit and 0.15% discount for 90% LTV. Certain restrictions and terms may apply. Final rate subject to increase based on final approved Loan to Value. Subject to credit approval. APR is accurate as of 11/20/2017.1 – Minimum loan amount of $30,000 required. 72 and 75 month terms only. Loans less than this amount may qualify for shorter financing terms.

AUTOMOBILES
Year Model Term Rate* MVP Rate* MVP Rate & 90% LTV
2015 – 2018 66 3.19% 2.94% 2.79%
721 3.44% 3.19% 3.04%
751 3.94% 3.69% 3.54%
2013 – 2014 661 3.44% 3.19% 2.04%
72 3.69% 3.44% 3.29%
2011 – 2012 481 3.79% 3.54% 3.39%
60 4.29% 4.04% 3.89%
2010 – Older 48 5.69% 5.44% 5.29%
54 6.19% 5.94% 5.79%
RECREATIONAL VEHICLES
(i.e. Water Craft, Motor Homes, Travel Trailers, Motorcycles, ATVs, Et…)
Amount Term Rate* MVP Rate*
$0 – $4,999 36 8.99% 8.74%
$5,000 – $9,999 60 8.99% 8.74%
$10,000 – $14,999 72 7.50% 7.25%
$15,000 – $24,999 120 5.74% 5.49%
$25,000 – $49,999 144 5.49% 5.24%
$50,000 – Above 180 5.24% 4.99%
Lower APR for MVP’s*Annual percentage rate. Your actual rate will depend on your credit
score. Rates are subject to change without notice. Flexible terms
available. Rates reflect an additional .25% discount for MVP Program Benefit and .15% discount for 90% LTV. Certain restrictions and terms may apply. Subject to credit approval. APR is accurate as of 11/20/2017.
SIGNATURE/LINE OF CREDIT
Amount Term Rate* MVP Rate*
$0 – $1,500 12 9.65% 9.40%
$1,501 – $3,000 24 10.15% 9.90%
$3,001 – $4,500 36 10.65% 10.40%
$4,501 – $6,000 48 11.15% 10.90%
$6,001 – Above 60 11.65% 11.40%
Lower APR for MVP’s*Annual percentage rate. Your actual rate will depend on your credit
score. Rates are subject to change without notice. Flexible terms
available. Rates reflect an additional 0.25% discount for MVP Program
Benefit. Certain restrictions and terms may apply. Subject to credit approval. APR is accurate as of 012/22/2016.

Certificates of Deposit Rates

IRA Certificates of Deposit Rates

Savings Account Rate

IRA Savings Account Rate

Checking Account Rate

Money Market Rate

Credit Card Rates

DATCU Credit Union

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

DATCU Credit Union

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.