DATCU Credit Union

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FACTS

WHAT DOES DATCU Credit union DO
WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share
your personal information. Federal law gives consumers the right to limit
some but not all sharing. Federal law also requires us to tell you how we
collect, share, and protect your personal information. Please read this
notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend
on the product or service you have with us. This information can include:

n  Social Security number, name, address and income

n  Account balances and payment history

n  Transaction history and Credit card or other
debt

When you are no longer our customer, we continue to
share your information as described in this notice.

 

 

How?

All financial companies need to share member’s personal information
to run their everyday business. In the section below, we list the reasons
financial companies can share
their member’s
personal information; the reasons
DATCU Credit Union chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does DATCU Credit

Union share?

Can you limit this sharing?

For our everyday business purposes—
such as to process
your transactions, maintain your account(s), respond to court orders and
legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our
products and services to you

YES

NO

For joint marketing with other financial
companies

YES

NO

For our affiliates’ everyday business
purposes—
information about your
transactions and experiences

NO

WE DON’T SHARE

For our affiliates’ everyday business
purposes—
information about
your creditworthiness

NO

WE DON’T SHARE

For nonaffiliates to market to you

NO

WE DON’T SHARE

 

 

 

 

Questions?

Call 866-387-8585 or go to www.datcu.org

 



 


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Who we are

 

Who is providing this notice?

DATCU Credit Union

 

What we do

 

How does DATCU Credit Union protect my personal
information?

To protect your
personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.

 

 

How does DATCU Credit Union collect my personal information?

 

We collect your
personal information, for example, when you

n  Open an account or deposit money

n  Pay your bills or apply for a loan

n  Use your credit or debit card

We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.

 

 

Why can’t I limit all sharing?

Federal law gives
you the right to limit only

n  sharing for affiliates’ everyday business
purposes—information about your creditworthiness

n  affiliates from using your information to
market to you

n  sharing for nonaffiliates to market to you

State laws and
individual companies may give you additional rights to limit sharing.

 

 

Definitions

Affiliates

Companies related by
common ownership or control. They can be financial and nonfinancial
companies.

n  DATCU Credit
Union does not share with our affiliate, DATCU Insurance Services.

Nonaffiliates

Companies not
related by common ownership or control. They can be financial and
nonfinancial companies.

n 
DATCU Credit Union does not share with
nonaffiliates so they can market to you except for our joint marketing
arrangements.

Joint marketing

A formal agreement
between nonaffiliated financial companies that together market financial
products or services to you.

n  Our joint
marketing partners include companies such as, financial services and
insurance companies.

 

 

 


DATCU Credit Union

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

DATCU Credit Union

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.