The Equifax Data Breach – What Should You Do?

The Equifax Data Breach – What Should You Do?

The Equifax Data Breach – What Should You Do?

Check credit reports www.creditreport.com.   You can also get one free copy each year from the 3 major credit reporting agencies:

 

 

Equifax

1-800-685-1111 or (866) 349-9960

 

 

TransUnion

1-800-888-4213

 

 

Experian

1-888-397-3742

 

  1. Sign up for Credit File monitoring by Equifax.  Equifax is providing one free year of service through TrustedID Premier.  To enroll go to:  www.equifaxsecurity2017.com >  Potential Impact tab
  2. Review and check accounts, bank, and credit card statements for any suspicious or unauthorized activity.
  3. Place “fraud alerts” on your credit reports.  This means that any lender must contact you to verify your identity before any credit is issued in your name.
  4. Consider a long term freeze to secure your account.  However, undoing a freeze can take some time.
  5. If you see any fraud, immediately take action and report it to your bank, credit union, and/or credit card company.
  6. Be conscious of any phone calls, emails, or attempts to get additional information from you – for example, your mother’s maiden name.  These “phishing” scams to complete “incomplete information” are often subtle.
DATCU Credit Union

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

DATCU Credit Union

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.