DATCU Credit Union

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DATCU Receives Five-Star Rating from Bauer Financial

Although the recent state of economy has caused some events in the banking and mortgage industries, DATCU Credit Union is proud to note that we have not been effected. Bauer Financial awarded DATCU Credit Union with its highest rating of five stars. Federally-insured credit unions are required to file detailed financial reports with the National Credit Union Administration (NCUA) four times each year, and Bauer Financial subjects this quarterly data to an unbiased and independent analysis. Based on the results of this analysis, a star-rating is assigned on a scale of zero to five stars, with five stars indicating a “superior and recommended” rating. And, as Bauer Financial states, “no institution pays for its rating, nor can they elude it.”

Business is great. DATCU Credit Union has reserves and capital over twice the regulatory limit. This is important since deposit insurance only comes into effect after an institution’s reserves are used. Our delinquencies and losses remain far below the industry norms. DATCU Credit Union is also pleased that we do not have any of the sub-prime loans that have caused the mortgage situation that is occurring across the country. And, because we are owned by our members, our financial statements are readily available to the public. In addition, our members’ savings at DATCU Credit Union are insured to at least $250,000 by the National Credit Union Administration which is backed by the full faith and credit of the United States Government. For further information, go to www.ncua.gov/ShareInsurance/index.htm* This is a link to services offered by a third party and is provided for the convenience of our members.. If you would like to learn more about DATCU’s five-star rating, or ratings of other financial institutions, we invite you to visit www.bauerfinancial.com* This is a link to services offered by a third party and is provided for the convenience of our members.

DATCU Credit Union is a member owned, not-for profit financial institution in business for 75 years. With a long-standing tradition of superior service, DATCU is open to anyone living or working in Denton, Cooke, Wise, Montague, or Clay Counties. All are invited to take advantage of the products and services the credit union offers. To learn more about DATCU Credit Union, visit www.datcu.org or call 866-387-8585.

DATCU Credit Union

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

DATCU Credit Union

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.