DATCU Member Value Program (MVP)

Become a Member Contact Us

Looking for superstar treatment? We're ready to provide it.

Loyalty should be rewarded. It's that simple. Texans who make frequent use of their DATCU checking account or debit and credit cards earn more than our gratitude. They also pay lower interest rates on most loans, get higher returns on certificates of deposits and enjoy a number of other perks.

Product Features


Complementary Personal Checks

Get your first box for free every year.


Higher CD Rates

Earn 0.25% APY above our normal returns.


Lower Loan Rates

Pay 0.25% less than other DATCU borrowers*.


No-Cost ATMS

Get free access to 55,000 Allpoint ATMs worldwide.


Other Free Services

No fees for cashier's checks or money orders.

Qualify To Be An MVP

So how do you become a DATCU MVP? It's really quite easy. Make more than 10 checking transactions each month, sign up for eStatements and have an aggregate loan or credit card balance of more than $1,000 or make 10+ card transactions (debit or credit) each month.

Qualified MVP members will have access to over 55,000 surcharge-free* ATMs worldwide with the Allpoint ATM network and North Texas 7-Eleven locations at no cost. An Allpoint ATM is an ATM that prominently displays the Allpoint name and logo on the ATM. When you use a non-DATCU,  non-Allpoint ATM, or 7-Eleven ATM, you may be charged a fee or surcharge by the ATM operator. DATCU will additionally charge $2.00 per transaction for ATM withdrawals or inquiries performed at non-DATCU, non-Allpoint, or 7-Eleven ATMs. We reserve the right to disqualify transactions not usual and customary or apparently structured or intended to abuse this program. Abuse of the program may result in loss of participation in the program and DATCU MasterCard ® check card privileges. DATCU may add to, change, or delete any terms of this program or discontinue this program at any time in our sole and absolute discretion.

*Some exclusions apply. The MVP loan discount does not apply to every loan type.