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Small Business Checking

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Reduce your costs. Streamline your operations.

At DATCU, we think we understand the needs of small businesses. You don't like overhead. So we offer a checking account has no cash handling fees and offers 300 free transactions* each month. And you do value efficiency. That's why you'll like our time-saving online banking tools.


Product Features

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No Minimum Balance

No need to tie up money you can use elsewhere.

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Free Online Banking

You're too busy to make frequent trips to our branches.

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Free Online Bill Pay

Less time with the checkbook and more with customers.

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Free Mastercard Check Card

A fast way to make purchase online and from vendors.

Low-Cost Business Checking

When you're running a small business, every dollar counts. That's why DATCU lets you open an account with just a $25 deposit.** And while we do charge a monthly $25 account maintenance fee, you can avoid paying it by becoming part of our Member Value Program (MVP).

*A 25-cent per item fee will be charged for each additional item over 300, assessed at month end. Includes withdrawals, checks, or items deposited on your Business Savings and/or Business Checking account.

** Must have a DATCU Business Savings account. There is no dividend earned on a DATCU Business Checking account.

*** $25 fee waived for business accounts that contain a signer who is an MVP, or maintains a daily average balance of $10,000 or more each month. To qualify for the DATCU Member Value Program (MVP), members must have an active DATCU checking (10+ transactions per month), e-statements, AND an aggregate loan or credit card balance of $1,000, OR 10+ card transactions (debit or credit card) per month.