Small Business Checking

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Reduce your costs. Streamline your operations.

At DATCU, we think we understand the needs of small businesses. You don't like overhead. So we offer a checking account has no cash handling fees and offers 300 free transactions* each month. And you do value efficiency. That's why you'll like our time-saving online banking tools.

Product Features


No Minimum Balance

No need to tie up money you can use elsewhere.


Free Online Banking

You're too busy to make frequent trips to our branches.


Free Online Bill Pay

Less time with the checkbook and more with customers.


Free Mastercard Check Card

A fast way to make purchase online and from vendors.

Low-Cost Business Checking

When you're running a small business, every dollar counts. That's why DATCU lets you open an account with just a $25 deposit.** And while we do charge a monthly $25 account maintenance fee, you can avoid paying it by becoming part of our Member Value Program (MVP).

*A 25-cent per item fee will be charged for each additional item over 300, assessed at month end. Includes withdrawals, checks, or items deposited on your Business Savings and/or Business Checking account.

** Must have a DATCU Business Savings account. There is no dividend earned on a DATCU Business Checking account.

*** $25 fee waived for business accounts that contain a signer who is an MVP, or maintains a daily average balance of $10,000 or more each month. To qualify for the DATCU Member Value Program (MVP), members must have an active DATCU checking (10+ transactions per month), e-statements, AND an aggregate loan or credit card balance of $1,000, OR 10+ card transactions (debit or credit card) per month.