Privacy Notice

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Our privacy notice dictates what can be shared. And you have some say.

If you have any questions or concerns, please contact us. We take our responsibilities seriously when it comes to your information and privacy.


What does DATCU Credit Union do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, name, address and income
  • Account balances and payment history
  • Transaction history and Credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share member’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons DATCU Credit Union chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information Does DATCU Credit Union share? Can you limit this sharing?
For our everyday business purposes
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
To offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes
Information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes
Information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share

Questions?

Call 866-387-8585 or go to www.datcu.org.
 

Who is providing this notice?

DATCU Credit Union

How does DATCU Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does DATCU Credit Union collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • DATCU Credit Union does not share with our affiliate, DATCU Insurance Services.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • DATCU Credit Union does not share with nonaffiliates so they can market to you except for our joint marketing arrangements.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include companies such as, financial services and insurance companies.