First-Time Homebuyer Mortgage

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Trying to save for a home? We can save you some time.

Let's face it: Life is expensive. It's hard to pull together the thousands and thousands of dollars you need to purchase your first home. At DATCU, we can make the path to ownership a lot quicker and easier with loans that eliminate the need for a big down payment and hold down other costs.

Product Features


Exceptional Interest Rates

Keep your monthly payments under control.


Flexible Credit Requirements

A few financial blips won't disqualify you.


Low Down Payment

Only about 3.5% of the purchase price.


Reduced Closing Costs

Less money for paperwork, more for furniture.


Two Repayment Options

Choose fixed-rate loans of 15 or 30 years.

Your First Mortgage

We understand the home-buying process can be confusing, especially for first-time buyers. That's why DATCU has experienced lenders to guide you through the process. Start off by filling out an online mortgage loan application. Soon, a loan officer will contact you to offer assistance and answer questions.

DATCU NMLS # 627376