Rates

DATCU Rateline (available 24/7): 940-380-5909

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Vehicle Loan Rates

Year Model	APR %*	*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Rates shown reflect a 0.50% discount for automatic payment or payroll deduction. Certain restrictions and terms may apply.
2010	3.77-17.99
2007-2009	3.99-17.99
2006 & Older	5.89-17.99

Consumer Loan Rates

	APR %*	*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Rates shown reflect a 0.50% discount for automatic payment or payroll deduction. Certain restrictions and terms may apply.
Motor Homes, Travel Trailers, Water Crafter, Motorcycles, ATVs, RVs	7.99 - 14.30
Share Secured	6.00
CD Secured	Current CD rate + 2.00%
Signature	8.90 - 17.99

Certificates of Deposit Rates

Term	Interest Rate	Annual Percentage Yield	*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield.
3 mo.	.70	.70
6 mo.	1.10	1.11
9 mo.	1.20	1.21
1 yr.	1.50	1.51
18 mo.	1.75	1.76
2 yr.	2.05	2.07
3 yr.	2.10	2.12
4 yr.	2.25	2.27
5 yr.	2.50	2.53

IRA Certificates of Deposit Rates

Term	Interest Rate	Annual Percentage Yield	*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD. APY=Annual Percentage Yield.
3 mo.	.70	.70
6 mo.	1.10	1.11
9 mo.	1.20	1.21
1 yr.	1.50	1.51
18 mo.	1.75	1.76
2 yr.	2.05	2.07
3 yr.	2.10	2.12
4 yr.	2.25	2.27
5 yr.	2.50	2.53

Savings Account Rate

0.75 Annual Percentage Yield

*A minimum deposit of $25 required to open, with a minimum average daily balance of $100 maintained to earn a dividend. Dividends on all Share (Savings) Accounts and IRA Share (Savings) Accounts will be compounded quarterly and credited quarterly. APY is earned when dividend is posted to your Savings Account. APY=Annual Percentage Yield.

IRA Savings Account Rate

0.75 Annual Percentage Yield

Checking Account Rate

.10 Annual Percentage Yield

*A minimum deposit of $25 required to open, with a minimum average daily balance of $500 maintained to earn a dividend on applicable Checking Accounts. Dividends on applicable Checking Accounts will be compounded monthly and credited monthly. APY is earned when dividend is posted to your Checking Account. APY=Annual Percentage Yield.

Money Market Rate

	Annual % Yield	*A minimum deposit of $2,500 is required to open. You must maintain a minimum average daily balance of $2,500.00 to obtain the disclosed APY. Dividends on Money Market Accounts will be compounded monthly and credited monthly. APY is earned when dividend is posted to your Money Market Account. APY=Annual Percentage Yield.
$2,500 - $9999	0.75
$10,000 - $24,999	0.75
$25,000 - $49,999	0.80
$50,000 +	1.11

Credit Card Rates

Card Type		Rates based on individual credit score and a prime interest rate index.
MasterCard Platinum	(credit limits above $2000)
Visa Gold	(credit limits below $2000)

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.	We do business in accordance with the federal fair housing law and the equal opportunity act.
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