Rates

DATCU Rateline (available 24/7): 940-380-5909

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Vehicle Loan Rates

Year Model	APR %*	*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Rates shown reflect a 0.50% discount for automatic payment or payroll deduction. Certain restrictions and terms may apply.
2009	3.99-17.99
2006-2008	3.99-17.99
2005 & Older	5.99-17.99

Consumer Loan Rates

	APR %*	*Annual percentage rate. Your actual rate will depend on your credit score. Rates are subject to change without notice. Flexible terms available. Rates shown reflect a 0.50% discount for automatic payment or payroll deduction. Certain restrictions and terms may apply.
Motor Homes, Travel Trailers, Water Crafter, Motorcycles, ATVs, RVs	7.99 - 14.30
Share Secured	6.00
CD Secured	Current CD rate + 2.00%
Signature	8.90 - 17.99

Certificates of Deposit Rates

Term	Interest Rate	Annual Percentage Yield	*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD.
3 mo.	.70	.70
6 mo.	1.10	1.11
9 mo.	1.10	1.11
1 yr.	1.50	1.51
18 mo.	1.50	1.51
2 yr.	1.65	1.66
3 yr.	2.00	2.02
4 yr.	2.25	2.27
5 yr.	2.50	2.53

IRA Certificates of Deposit Rates

Term	Interest Rate	Annual Percentage Yield	*A minimum deposit of $1,000 is required to open, maintain and earn interest on a certificate of deposit. You must maintain a minimum balance of $1,000 throughout the term of your CD, or your CD must be redeemed. APY is earned when interest is posted to your CD.
3 mo.	.70	.70
6 mo.	1.10	1.11
9 mo.	1.10	1.11
1 yr.	1.50	1.51
18 mo.	1.50	1.51
2 yr.	1.65	1.66
3 yr.	2.00	2.02
4 yr.	2.25	2.27
5 yr.	2.50	2.53

Savings Account Rate

0.75 Annual Percentage Yield

*A minimum deposit of $25 required to open, with a minimum average daily balance of $100 maintained to earn a dividend. Dividends on all Share (Savings) Accounts and IRA Share (Savings) Accounts will be compounded quarterly and credited quarterly. APY is earned when dividend is posted to your Savings Account.

IRA Savings Account Rate

0.75 Annual Percentage Yield

Checking Account Rate

.10 Annual Percentage Yield

*A minimum deposit of $25 required to open, with a minimum average daily balance of $500 maintained to earn a dividend on applicable Checking Accounts. Dividends on applicable Checking Accounts will be compounded monthly and credited monthly. APY is earned when dividend is posted to your Checking Account.

Money Market Rate

	Annual % Yield	*A minimum deposit of $2,500 is required to open. You must maintain a minimum average daily balance of $2,500.00 to obtain the disclosed APY. Dividends on Money Market Accounts will be compounded monthly and credited monthly. APY is earned when dividend is posted to your Money Market Account.
$2,500 - $9999	0.75
$10,000 - $24,999	0.75
$25,000 - $49,999	0.80
$50,000 +	0.80

Credit Card Rates

Card Type		Rates based on individual credit score and a prime interest rate index.
MasterCard Platinum	(credit limits above $2000)
Visa Gold	(credit limits below $2000)

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.	We do business in accordance with the federal fair housing law and the equal opportunity act.
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