Online Banking DATCU Blog
LOANS

Our Savings Accounts are REALLY SAVING!

Find out how we help you save more money...faster.

Home Equity Loans

Tap into your home's equity- it can be an economical way to fund nearly anything. Interest rates are much lower than personal loans; many members choose this program to fund home improvements, major purchases, college expenses, or to consolidate debt. A variety of programs are available for both first and second lien mortgages depending on your needs.

  • Borrow up to 75% of your home's value
  • Interest is tax-deductible in most cases*

*Please consult your tax advisor for details.


Home Equity Line of Credit

A Home Equity Line of Credit is an adjustable rate loan that provides cash, up to your approved limit, when you need it.

  • Variable interest rate based on the Prime Rate
  • No pre-payment penalty
  • Repayment Terms up to 180 months, with a 5-year draw period


Mortgage Online Center

To save you time and better serve your needs, we offer our Mortgage Online Center. With Mortgage Online Center, you can:

  • Apply for a mortgage loan
  • Check daily rates
  • Get a quote on estimated closing costs
  • Have rates sent to your e-mail address
  • Access online calculators and FAQs